Cats like any other animals are prone to dietary related ailments such as diabetes, urinary crystal and chronic renal failure all of which can be avoided through proper diet administration. Cats are carnivores and require a large percentage of their diet to be composed of meat protein. Dry cat food is often preferred over meat, because it is readily available and it is low in cost. However, dry food can cause problems especially when the cat’s digestive system lacks enough amino Taurine which is needed for digestion, and it is largely obtained from meat based products.It is wise to look out for the dry cat food products which comprise of healthy nutrients, as opposed to those comprising of fillers which add no nutritional value to your pet’s diet. Dry pet food rich in animal protein, minerals, vitamins and salts are ideal choices because these nutrients are vital for your cat’s development. Some of the nutritious constituents of healthy dry cat food include:SalmonSalmon is a good source of proteins for both humans and pets because it is aids in the process of tissue development and repair. Pet food products which contain salmon also provide saturated salts, which are vital for hormone production and organ padding. Most dry food products which contain salmon often come packed with fish meal, poultry fat, beet pulp, maize, wheat, minerals and chicken liver digest.Duck and chicken concentratesDry cat food composed of a high percentages of duck and chicken concentrates, are ideal for mature cats. Products with these ingredients are often accompanied by chicken liver digest, fish meal, poultry fat, duck meal, salt, wheat and yeast.Dry food products formulated for mature cats should also contain large percentage of turkey proteins and cranberry. Also look out for monocalcium phosphate, rice, wheat and maize in these turkey-based products. This presents a complete meal to your pet, designed to meet a cat’s dietary requirements.Dry food for kittensIn the case of younger cats, it is best to go for dry food specially made for kittens. Look out for dry meal products which are essentially composed of ingredients rich in protein and calcium, which are needed for proper bone development. The products should also contain vitamins which are required for healthy growth.Fresh clean water should always accompany dry foods to avoid dehydration; statistics have shown that protein meat contains as much as 70% water content while dry foods contain 10% water content or less. To compensate for this difference, always ensure that your cat gets adequate drinking water.
Sexual Health Problems Among Middle-Aged Women
Do you know women?Before you venture an answer which could put you in hot waters, get a lesson from Frank Sinatra about women. He said:”I’m supposed to have a Ph/D on the subject of women. But the truth is I’ve flunked more often than not. I’m very fond of women; I admire them. But, like all men, I don’t understand them.”Women are difficult creatures to understand. They can be nothing and everything at the same time; compassionate and fierce, tough and tender, beautiful and ugly. I guess God made them that way to make life interesting; to keep men second guessing them.Not that they are really that impossible to know or understand. It’s just that men look at the world from their own eyes. Seldom, if ever, is the woman’s side given much weight in the affair of a man’s life – except in his extra marital affairs.A good example is the Viagra. When it hit the market, it created a frenzy among men. It was like the Holy Grail for those who have been wallowing in self-doubt or frenzy from the most common sexual problem among men – erectile dysfunction.But was there a when a similar drug for women was introduced into the market? Not that women are free from sexual health issues. In fact, due to the different anatomy, women have more of them than men. The world, men’s world, just didn’t care.Anyway, for those who are so indifferent or ignorant about their wives or partners, here are the most common sexual health problems they face. Being equipped with such knowledge, I hope that you will be more circumspect when your blue pill didn’t seem to have a reciprocal effect from them.Inhibited sexual desire:
This is plain lack of sexual desire or interest in sex which could be attributed to hormonal changes, especially during their menopausal period, medical conditions like cancer, depression, pregnancy, stress, fatigue, boredom with regular sexual routines and lifestyle factors like career and the care of children.Arousal problems:
This is manifested by the lack or insufficiency of vaginal lubrication during sexual activity, thought to be due to anxiety or inadequate stimulation or blood flow problems to the vagina and clitoris.Orgasm problems (anorgasmia):
This is plain lack of sexual climax usually caused by sexual inhibition, inexperience, lack of sexual knowledge and psychological factors like guilt, anxiety or trauma over past sexual experience or abuse. Other factors could be medication side-effects and chronic diseases.Painful intercourse:
This could be due to endometriosis (a gynecological disorder among 5 – 10% of women in their reproductive years), ovarian cyst, vaginitis (any infection or inflammation of the vagina), poor lubrication, scar tissues from surgery, or sexually transmitted diseases. Vaginismus, is a painful condition that happens due to the involuntary spasm of the muscles surrounding the vaginal entrance. This happens among women who have a psychological fear of the pain of penetration, sex phobia and traumatic experience from painful sex.It is impossible to tell how many soured relationships and broken marriages have resulted from these sexual problems, especially among those in the middle-age range.Lawyers call it “irreconcilable psychological differences.” You may call it any way you like. It doesn’t change the fact that these are very real and if your wife or partner is affected by any or some of these, you are in real big trouble.If she means that much to you, consult your doctor first before running to your lawyer. I am sure it is less expensive in the long run – money wise or otherwise.I am sure, too, that he will prescribe something for her as well, to make your relationship, not just your orgasm, more lasting, meaningful and satisfying.
Working Capital Management and Commercial Finance Consulting
Without adequate information about what should be done to obtain small business loans in the current extreme circumstances, most business borrowers are increasingly confused. Business finance consulting that provides practical advice about overcoming current lending difficulties will be helpful to business owners. Nevertheless, because of a chaotic commercial financing climate, effective working capital management advice has become a valuable and rare commodity. Even though they are clearly in demand, business financing experts are simply not easy to locate.Some very helpful and effective business finance advice is available at no cost, and business owners should usually start any search for help by reviewing such free advice first. Two notable examples of sources available for free online are The Working Capital Journal and The Commercial Mortgages Guide. However, the normal complexity of small business loans combined with a chaotic commercial lending climate is likely to increase the necessity of individualized commercial finance consulting assistance from a commercial financing expert.Such personalized business finance consulting help will not be as easy to find as might be expected. In many cases, commercial financing advisors are not willing to charge a fixed commercial finance consulting fee that requires them to spend more time and frequently offers them much less compensation than provided by lucrative loan fees that are often well over $5000. If small business owners can find a commercial loan expert willing to provide these professional consulting services for a reasonable fixed fee, a likely cost range will be $1500 to $3000 for a basic but thorough consulting effort.One of the most important efforts that commercial borrowers should undertake with a qualified business finance consultant is to explore contingency financing options which might be necessary due to the current upheaval in financial markets. For many years I have advocated the importance of “always having a Plan B” for working capital financing and other business financing.Now that many banks have routinely reduced or eliminated business lines of credit or recalled commercial loans, the true value of formulating contingency plans for small business loans and commercial real estate financing has become very apparent. When they are unprepared to do so, business owners will find it much more difficult to find alternative sources for financing. With a practical contingency financing plan, business owners will not be caught by surprise and will be ready to take quick action if their current commercial lender suddenly changes course and revokes existing commercial finance agreements.Most small business owners have their own areas of special interest in addition to a “Plan B” scenario to investigate with the help of a candid business finance consulting effort. Regardless of the specific topic, it will usually be beneficial for a business borrower to have a straightforward discussion with a small business loan expert.In some cases, these discussions can be thought of as “getting a second opinion” for new commercial financing or refinancing of existing debt. Business owners might not have previously seen the point in paying even a modest consulting fee to get such a second opinion, but recent events have changed that perspective in most cases. Now that many banks have made it so painfully clear that they can make really big mistakes when the right questions are not asked beforehand, more and more commercial borrowers readily understand that they might need someone else looking out for their best interests.For tasks like those described above, how should small business owners find a business finance consultant to help? One suggestion is to include the power of the internet and conduct a search for “working capital finance expert” or “commercial financing and consulting”. Hopefully you will have a Plan B to help guide you if that approach is not sufficiently effective.
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Why Entrepreneurs Need Small Business Credit Cards
Small business credit cards are a special type of credit cards that are meant for use by small business (as opposed to the normal credit cards or personal credit cards which are meant for the use of an individual). Some people wonder why they should go for a small business credit card when they already have one or more personal credit cards.This is a very valid question indeed. By logic, if something like small business credit cards exists in market as a separate entity altogether, there must be a special need for it. It must have some features which are useful to small businesses in particular. Though there are a lot of similarities between personal and small business credit cards (of course there would be similarities since both of them are credit cards after all), there are a few differences too. These differences are mainly in terms of the flexible credit limit, lower APR offers and attractive terms and conditions which are better for small business credit cards.Besides all the benefits which are quoted for credit cards and the additional attractive offers, there is another important reason for going for a small business credit card. The reason is business expense accounting. A lot of small businesses face this is as a major challenge. One needs to keep track of each and every business expense and log the information somewhere for the purpose of business expense accounting. Business expense accounting is needed not only for tax purpose but also for financial strategy evaluation and budget tracking. Generally speaking, two main problems quoted for small business expense accounting are business expense segregation and expense classification.By using your small business credit card for all your small business outgo, you can very easily separate your business expenses from your personal expenses. This will thus solve your business expense separation problem. What you receive on your small business credit card bill is your business expense directly. Moreover, this report is something which your tax consultant will love too.The second problem is also solved automatically. Most small business credit cards also group together the business expenses under proper heads. Some credit cards even provide credit card statement as data feeds which can be directly fed into accounting software. Just imagine how much hassle you are saved from with this business accounting feature. Wonderful, isn’t it?The other great thing about small business credit cards is the help they offer in terms of managing the expense peaks. Though such variations are part of almost every business, they are even more critical for small businesses. So when that need for immediate purchase arises, you wouldn’t need to worry if you had the backing of a small business credit card. Also, generally small business have to pay first and receive later i.e. make payments for purchases before receiving payments for services/goods, so small business credit card also acts as an intermediary who fills in the time gap at little or no additional cost.The credit card membership benefits are at its best when it comes to small business credit cards. There are discounted ticket offers, car rental offers, gift offers and many other good offers for small business credit card holders. Just check all such benefits that might be available on your small business credit card and ensure that you use them whenever and wherever required.The small business credit cards are ranked higher by the credit card suppliers too. So everything associated with a small business credit card, including the customer service, is better than the personal credit cards.Thus, small business credit cards aren’t something that a small business owner can afford to miss especially with what all it offers.