Small business credit cards are a special type of credit cards that are meant for use by small business (as opposed to the normal credit cards or personal credit cards which are meant for the use of an individual). Some people wonder why they should go for a small business credit card when they already have one or more personal credit cards.This is a very valid question indeed. By logic, if something like small business credit cards exists in market as a separate entity altogether, there must be a special need for it. It must have some features which are useful to small businesses in particular. Though there are a lot of similarities between personal and small business credit cards (of course there would be similarities since both of them are credit cards after all), there are a few differences too. These differences are mainly in terms of the flexible credit limit, lower APR offers and attractive terms and conditions which are better for small business credit cards.Besides all the benefits which are quoted for credit cards and the additional attractive offers, there is another important reason for going for a small business credit card. The reason is business expense accounting. A lot of small businesses face this is as a major challenge. One needs to keep track of each and every business expense and log the information somewhere for the purpose of business expense accounting. Business expense accounting is needed not only for tax purpose but also for financial strategy evaluation and budget tracking. Generally speaking, two main problems quoted for small business expense accounting are business expense segregation and expense classification.By using your small business credit card for all your small business outgo, you can very easily separate your business expenses from your personal expenses. This will thus solve your business expense separation problem. What you receive on your small business credit card bill is your business expense directly. Moreover, this report is something which your tax consultant will love too.The second problem is also solved automatically. Most small business credit cards also group together the business expenses under proper heads. Some credit cards even provide credit card statement as data feeds which can be directly fed into accounting software. Just imagine how much hassle you are saved from with this business accounting feature. Wonderful, isn’t it?The other great thing about small business credit cards is the help they offer in terms of managing the expense peaks. Though such variations are part of almost every business, they are even more critical for small businesses. So when that need for immediate purchase arises, you wouldn’t need to worry if you had the backing of a small business credit card. Also, generally small business have to pay first and receive later i.e. make payments for purchases before receiving payments for services/goods, so small business credit card also acts as an intermediary who fills in the time gap at little or no additional cost.The credit card membership benefits are at its best when it comes to small business credit cards. There are discounted ticket offers, car rental offers, gift offers and many other good offers for small business credit card holders. Just check all such benefits that might be available on your small business credit card and ensure that you use them whenever and wherever required.The small business credit cards are ranked higher by the credit card suppliers too. So everything associated with a small business credit card, including the customer service, is better than the personal credit cards.Thus, small business credit cards aren’t something that a small business owner can afford to miss especially with what all it offers.
Career Training Through Online Education and E – Learning by 2010
The appeal of an online education through distance learning as an educational alternative is ever increasing. “Its presence will continue to grow”, say curriculum directors, who expect that by 2010 nearly a fifth of students will be taking some of their career training coursework through online education or E-learning at an online university or college.Technological advances in medicine, aerospace, agriculture, the environment, communications and education permeate the world we live in. We have new drugs and vaccines, new ways to strengthen the immune system, the International Space Station, alternative crop and livestock systems, renewable energy sources, personalized information technology and E-learning, online education and distance learning.oWith the introduction of $100 Laptops by MIT, E-learning will reach millions of children in developing nations like Brazil, China, South Africa, Egypt and others.Nicholas Negroponte, co-founder of the Media Lab at the Massachusetts Institute of Technology (MIT) is working on a plan to distribute the laptops to schoolchildren. A goal of the project is to make the low-cost PC a grassroots movement like Linux or Wikipedia. The laptops will have a 500MHz processor, 1GB of memory and an innovative dual-mode display that can be used in full-color mode, or in a black-and-white sunlight-readable mode. Power for the new systems will be provided by electric current, batteries or by a windup crank attached to the side, since many countries do not have power in remote areas. The systems will be Wi-Fi and cell phone-enabled and will include four USB ports for connectivity. “The idea is simple. It’s an education project that will make online education a simple reality.”Research has predicted that in the future more people will complete their studies at home as distance learning concepts continue to evolve. Over two million students enroll for online university and online college courses each year. Just as the world continues to change so must the conditions in which we live and learn. In a fast paced society we will see E-learning designed to accommodate busy students – time flexible, geographically independent, competitive cost and value and learner-centered. E-learning offers both synchronous and asynchronous modes of learning thus enabling a student to access information anywhere and at anytime. The numerous features and benefits of an Online Education and E-Learning will play a major role in post secondary career oriented education.o E-learning is self-paced and gives students a chance to speed up or slow down as necessaryo Geographical barriers are eliminated, opening up broader education optionso 24/7 accessibility makes distance learning easy and allows a greater number of people to attend classeso Travel time and associated costs (parking, fuel, vehicle maintenance) are reducedo Online education fosters greater student interaction and collaborationo E-learning is self-directed, allowing students more control over their learning process, leading up to a 60% faster learning curve.o Web-based products allow instructors to update lessons and materials across the entire network instantly.o Develops knowledge of the Internet that will help learners throughout their careerso Exposure to resources not commonly found in standard classroom settingsWireless technology has paved way for Mobile Learning, where one can easily access learning materials anywhere and at anytime. Instructional and communication techniques create an interactive online education environment including case studies, demonstrations, role-playing, simulations, streamed videos, online references, discussion groups, personalized coaching and mentoring, chat rooms, bulletin boards, tutorials, FAQ’s and wizards.Collaborative education will play an important role in developing future Online Education and E-learning strategies. Almost all Learning Management Systems (LMS) conforming to E-learning standards offer collaborative networks, enabling students from remote areas to share knowledge and communicate ideas with fellow classmates from around the country and the world.Virtual and Augmented learning will gradually replace existing scenarios thus giving a new dimension to knowledge management. Certain concepts which are difficult to imagine or simulate can be implemented using augmented learning.As we make our way into the future we can appreciate and embrace the way technology has created education options that give us the flexibility to balance our lives. The future is upon us and it is up to each one of us to take advantage of what technology has to offer!
The Trump Network – Hype Or Hope?
You Know Who Donald Trump is, but What’s The Trump Network?I don’t know if it’s true, but I heard that billionaire real estate mogul and reality TV star Donald Trump said that if he lost it all again, he’d start over in a network marketing company. Well, Mr. Trump hasn’t lost a thing, but has gone forward with his idea of getting into a network marketing business – his own – The Trump Network.Actually, “The Donald” bought the company formerly known as Ideal Health – originally started in 2003. The use of personal testing to provide customized nutritional supplements for people is what sets Ideal Health apart from its competitors. They use a process called “PrivaTest” which checks important metabolic markers to indicate how little or how much nutritional support is needed and in what areas – no “one size fits all” supplementation here!Donald Trump Endorses Network MarketingAfter several months of pre-launch, The Trump Network got off the ground in November 2009. The investment made by Mr. Trump in what is now the Trump Network is quite an endorsement for the network marketing industry as a whole.The announcement of The Trump Network spured some network marketing professionals to come on board. Successful leaders in network marketing will, for one reason or another, sometimes change companies.If you “Google” The Trump Network, you’ll find several MLM leaders were building their teams during pre-launch.One of the organizations that “is supported by some of the industries’ top sponsors and Network Marketers” is NetworkTeam1.net. Their website proclaims that, “Our powerful downline contains many Super Networkers who are well known around the country.” Another Trump Network organization lead by successful MLM leaders is enrollQ.com whose website says you will be “mentored by Veteran Network and Internet Marketers, Team Leaders and Executive” who will help you to “Discover Why We are the Best Team For You To Join.”How Do I Get Paid When I Join The Trump Network?Here’s a brief overview for those who want to know how the comp plan works. For those with a “Platinum” qualification and above the comp plan pays 7% (7,7,7,7,5,3) up to 6 levels in a Unilevel with compression (with up to a combined 23% more in Platinum and Platinum Maximizer bonuses). For people below the Platinum level (5000 CGV + 3 Silvers) the compensation plan only pays up to 4% (4,3,2,1) and payment is reduced from 6 levels deep to 4. There are also two bonus pools for those who make it to the Diamond and Executive Diamond Director Levels.There is also a program called the “FastStart Way” ($48 Membership + $449 Business Starter Kit). The FastStart Way automatically qualifies a new distributor to receive FastStart bonuses. $100 is paid weekly to the person who enrolls a new FastStart Way member, plus $20 is paid weekly to the 1st – 6th upline qualified Silver Directors and above.To maximize the additional money from the FastStart Way program, you need to have attained at least the Silver Director Level. The Silver Director Level requires a minimum of $100 in personal Commissionable Volume (CV) and 3 Director Legs who each have $100 CV with a minimum of $600 in Compressed Group Volume (GV). Director, Bronze, Silver & Gold Levels are categorized as “Learning” Levels. Platinum & Platinum Director 1-3 are the “Supplemental Income” Levels and the “Wealth Creation” Levels are Diamond, Diamond 1-3 & Executive Diamond Director. Does that mean that I’m not even making “Supplemental Income” until I reach the Platinum Level?Is Success Determined by the Company, the Team, the Comp Plan – Or the Strategy?Is joining the right team or having the highest paying comp plan the answer to your financial freedom with The Trump Network or, for that matter, any other MLM company? To grow your Trump Network business or any other network marketing business quickly today, you need to understand a few basic key components.By far, the most valuable key to open the door to success is YOU. You are the “secret ingredient” in your recipe for success. The thoughts that you hold and the attitudes and actions that stem from those thoughts will either make you or break you.The second principal that is vital to the achievement of your dreams is that you must understand – you’re not in the network marketing business – you’re in the PEOPLE business. Network marketing is all about relationships. Not only do your potential distributors want to work with someone who can help them, but with folks that they like and trust. The old addage is true, “People don’t care how much you know, until they know how much you care.”And please, don’t forget it’s called netWORK marketing for a reason. There are a lot of bold promises of the easy way to wealth, but if it were really that easy, wouldn’t everyone be doing it? Without knowing each of them personally, I can promise you that there’s not a single direct selling guru who hasn’t done the work that it takes and deserves to be where they are.Here is another very important fact that will help you to reach the level of success that you desire faster than ever before. Most of the well known leaders in the network marketing industry have achieved their success using “old school” methods- making lists of family & friends and attending meetings in hotels and living rooms across town.While the old school ways of growing your business still work and should still be utilized to a certain extent, the fact is that in today’s economy there are millions of folks looking for ways to make extra money – and they’re doing it by searching the internet.Today you need to learn the strategies that Online Network Marketing Professionals use to get prospects asking what network marketing company you’re in because they want to be in your organization. You can learn strategies that transform you from being the “hunter” to the “hunted.”
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A Guide to Help You Pick the Best Air Purifier for Your Loved Ones
Holidays are around the corner. This is the time of year when people start purchasing gifts for their loved ones. If you are going to purchase an air purifier for someone you love, we have some helpful tips for you. If you want to purchase the best unit, you may be able to use this guide to your advantage. Read on to find out more.
1: Set Your Budget
Just like anything you purchase, make sure you have set your budget first. The price of the unit will vary based on a lot of factors, such as the capacity, filter type, features, and brand of the unit. If you don’t have a flexible budget, we suggest that you go for a product that is available to purchase for less than $300.
2: Consider the Needs of the Recipient
Your next move is to consider the needs of your recipient. If you are going to purchase this unit for everyday use, we suggest that you go for a unit that comes with a HEPA filter. On the other hand, if your loved one has a specific need, we suggest that you consider a specialized unit.
For example, if they are more prone to respiratory issues, such as allergies and infections, we suggest that you get a UV purifier for them. The devices are designed to neutralize viruses and bacteria.
3: Think About the Available Space
Another primary factor is to consider the available space in the office or house of the recipient. For example, if they need a general-purpose unit for a small apartment, you may want to consider a filterless unit.
On the other hand, if they have plenty of free space, you may consider a bigger unit that features a higher airflow rating. These units are powerful enough to cover a large face.
4: Consider Extra Features
Lastly, we suggest that you consider additional features that they will just love. For example, some units come with an indicator that turns on when the filter needs to be replaced. This will allow the user to change the filter so that the device continues to work properly.
So, you may want to consider these features before you place your order. These features may not be important to you, but your friend may just be over the moon.
Long story short, we suggest that you consider these four tips if you are going to purchase a gift for your loved one on these holidays. Since the air is full of pollution during winter days, nothing can make a better gift than an air purifier. Therefore, you should consider these tips before looking for an online or physical store to make your purchase decision.
The Significance of Pure Air Inside Your Home
Have you ever climbed up mountains? If so, what do you do when you reach the top? Most people open their arms, close their eyes, and take a deep breath. That is the special thing about clean and fresh air. You feel like taking a pause and inhaling fresh air. Over the past year, we have faced several waves of coronavirus. These days, we have been warned about another wave of this virus. Therefore, the importance of clean air has been increasing day by day. In this article, we are going to find out why air quality is important when it comes to our indoor environment.
The impact of pollution on your indoor air
No matter where you go, you will have to face the consequences of poor quality. Even if you are alone in your home, you will still be prone to polluted air. Every year, more than 1 million people lose their life because of air pollution.
According to some reports, India is among the top 10 countries in the world with the worst air quality. The effect of polluted air is more evident as people spend over 90% of their time inside their homes. Another research study found that residents are at a greater risk of covid-19.
As a matter of fact, indoor air pollution has become an international concern. We can say that pollution levels inside and in closed spaces are up to five times higher. Since most pollutants are not visible to the naked eye, you may not be able to aware of the dangers of dirty air.
Indoor air pollutants may be generated by common household items, such as cleaning agents, cooking fuel, furniture polish, pet dander, and paint. Apart from this, domestic appliances such as refrigerators and heaters may also be the common source.
Since homes are not airtight, air pollutants can easily get in. For example, smog, smoke, mold spores, and dust can get into your house through your windows or doors. Air conditioners can be used to cool down your rooms. But the downside is that they can also boost the movement of pollutants across your house.
What can you do to purify your indoor air?
Basically, air purifiers are simple devices that receive dirty air and put it out after passing it through powerful filters. Nowadays, you can choose from hundreds of air purification units available in the market. They are based on a wide range of technologies. They are available in different sizes to cover rooms of different sizes.
Nowadays, most types of air purifiers depend on HEPA technology. Initially, this technology was introduced in the 40s in order to capture pollutants from the air. Although these filters have been used for the filtration of particulate matter, they may not be that effective when it comes to eliminating volatile organic compounds.
Therefore, if you are worried about your health, we suggest that you invest in a type of device that comes with a HEPA filter. With these units, filtering your indoor air will be a piece of cake. Therefore, you can count on these devices to and ensure clean air inside your house.